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Showing posts with label Westminster Finance Budget 2008 2009. Show all posts
Showing posts with label Westminster Finance Budget 2008 2009. Show all posts

Wednesday, July 16, 2008

Westminster City Government Memo: Westminster cutting 9 jobs

Westminster City Government Memo: Westminster cutting 9 jobs

Date of Release: July 14, 2009
Contact: Marge Wolf
City Administrator
PRESS RELEASE

After the July 14 Common Council meeting. Mayor Thomas K. Ferguson announced a series of personnel and other actions required for the FY2009 fiscal year to facilitate a balanced budget.

"As I have cautioned during the budget deliberations, this has been a challenging year for the City as revenues have declined and expenditures have continued to increase. Our three year operating projections do not indicate this situation will improve significantly in the immediate future. Accordingly, I am reluctantly outlining the steps we have taken to adapt to this financial situation."

Among those changes is the following personnel restructuring. These changes in no way reflect on the performance of the employees but reflect a reorganization of the delivery of services.

1. Two vacant positions in Finance and the Mayor's Office have not been funded.

2. Instead of serving as our own general contractor for affordable housing projects, the City will partner with non-profit housing agencies or for profit developers to undertake these projects. The Housing Rehabilitation Coordinator position will be eliminated.

3. The Code Enforcement Officer and the Section 8 Housing Inspector will bemerged into one position under one property maintenance code. To achieve thischange, the Code Enforcement Officer and Section 8 Housing Inspector positions will be eliminated. A new Code Inspector position will be created.

4. The managerial functions of the Planning Department will be combined with the Director of Planning, Zoning and Development and the Manager of Planningposition will be eliminated.

5. Two certified Administrative Assistant positions (Department of Planning, Zoning and Development and Finance) will be eliminated and one certifiedAdministrative Assistant will be reassigned.

6. The central telephone Operator will be relocated from the Recreation Department to the Administrative Offices at 56 West Main Street.

7. Two Staff Assistant positions will be created.

8. The City Clerk position will be transitioned from a full-time position to a part-time position.

The City has developed a uniform severance package, including pay and insurance benefits, for those employees whose positions have been eliminated. They will also receive support in transitioning to other employment and will be given the information and the opportunity to apply for any of the newly created positions for which they are qualified.

Further, the City of Westminster has instituted a number of changes to the employee benefit package. The employees will be asked to double their contribution to the health care policies from 7% to 14%. The retirees health care benefit package will be modified and employees hired after July 1, 2008, would not be eligible for this benefit. In light of the continuing increases the City is facing for basic utilities and materials, task forces will focus on the following areas to meet these challenges:

• Gasoline consumption will be reviewed and modifications will be made to thetake home vehicle policy, the use of pool cars and reimbursement for the use ofprivate vehicles.

• An energy coordinator will be appointed in each City facility to develop anenergy policy and monitor compliance with that policy.

• By centralizing office supply purchasing and distribution, modifying utilization patterns, and identifying waste patterns the City will reduce our consumption of office supplies.

• The cost of providing employee benefits has been increasing every year. TheHealth Care Committee will a develop a long-term strategy to maintain anemployee benefit package at a reasonable cost both to the City and the employee.

• As was indicated in Mike Evan's presentation to the Mayor and Common
Council, the City needs to increase the recycling rate to decrease our landfill and hauling costs.


20080614 Westminster City Government Memo: Westminster cutting 9 jobs

Friday, July 11, 2008

Explore Carroll: Westminster approves borrowing up to $3.5 million by Jim Joyner

Explore Carroll: Westminster approves borrowing up to $3.5 million by Jim Joyner

City approves borrowing up to $3.5 million

Jim Joyner, 7/10/08

Westminster’s Common Council this week approved an ordinance authorizing the city to take out a general obligation bond of up to $3.5 million for road overlay projects.

The city called a special meeting on Wednesday, July 9, and voted to introduce and approve the ordinance. The votes were unanimous.

Mayor Tom Ferguson said the money will pay for road repairs that are needed, but he cautioned the council that the city may decide not to employ the full bond amount — if asphalt prices keep rising. Prices, he said, are “going due north,” and will already affect the number of projects the city thinks it can accomplish.

“$3.5 million isn’t going to buy us as much road repair as we thought when we first started talking about this,” he said. If that impact becomes too great, he said, the city could put the projects on hold and simply not borrow as much.

The mayor and council will meet at 7 p.m. Monday, July 14, and discuss potential projects to tackle. For details, call the mayor’s office at 410-848-2522.The general obligation bond will be with BB&T Bank and is structured for nine years, with a two-year interest-only component.

If the city chooses not to use the full amount, there is no penalty for early repayment, officials said.


20080710 Explore Carroll: City approves borrowing up to $3.5 million by Jim Joyner

http://www.explorecarroll.com/news/209/city-approves-borrowing-up-35-million/
_____

Westminster Dept Public Works Street Dept road overlay program, Westminster Dept Finance Budget 2008 – 2009 FY,

Wednesday, July 09, 2008

20080709 Westminster common council to hold special meeting this evening

Westminster common council to hold special meeting this evening

City Council:
City Council Members Minutes of City Council Meetings

CITY OF WESTMINSTER, MARYLAND

http://www.westgov.com/citygovernment/agenda.asp


On July 9, 2008 at 7:00 PM there will be a Special Meeting of the City of Westminster Mayor and Common Council to approve the issuance of a $3.5 million dollar obligation bond. The meeting will be held at City Hall.

Hat Tip:
Bryan Schutt of the Carroll County Times

Lots of folks have asked me questions about the $3.5 million loan initiative and I only know what Mr. Schutt has reported.

There was essentially no public discussion.

Questions persist as to why a special meeting –that they are simply going to rubber stamp approval. Why not wait until Monday evening’s regular meeting?

I do not know the answer.

They legally have to have the meeting to authorize the mayor to execute the documents. Why they did not do that before is a fair question, but the last meeting was cancelled as city officials were at the MML Summer Convention…

Many folks are curious as to what source of revenue has been identified for the repayment of the loan. I’m not sure I definitively know that answer.

The lack of dissent in the current administration had lent credence to critics who wonder where's the debate, the transparency and the thorough vetting of issues? Why does every vote appear a rubber-stamping?

However, Westminster voters endorsed the current administration’s leadership style and method, and anyone who didn't think that meant increased spending, increasing the size of government and increasing taxes as a way to provide for additional government services and regulation is so out-of-touch that they don't deserve a vote.

Meanwhile Mr. Schutt has reported: (See also:
20080708 Articles by Bryan Schutt of the Carroll County Times on the Westminster FY 2008 2009 budget)

The $3.5 million will be used to finance several city street projects. The Common Council originally approved the decision to borrow the money during the city’s June 9 meeting.

Mayor Thomas Ferguson said the council will vote during Wednesday’s meeting to adopt an ordinance authorizing the mayor to sign all of the documents involved in the loan.

As previously reported, Roland Unger, Westminster’s director of finance, said the $3.5 million loan is for a nine-year term, borrowed at a 3.66 percent fixed interest rate.

He said the debt service on the loan is $571,000 per year.


####

20080708 Articles by Bryan Schutt of the Carroll County Times on the Westminster FY 2008 2009 budget





Articles by Bryan Schutt of the Carroll County Times on the Westminster FY 2008 2009 budget:

July 8, 2008


Westminster set to hold special meeting Jul. 8, 2008: Westminster’s Mayor and Common Council will hold a special meeting Wednesday to approve a $3.5 million bond. The $3.5 million will be used to finance several city street projects. The Common Council originally approved the decision to...


Westminster to borrow for street repairs By Bryan Schutt, Time Staff Writer Tuesday, June 17, 2008: Westminster council members and city officials said they needed to borrow $3.5 million to keep up with the city’s deteriorating streets. Following through with several months long of discussion, Westminster’s Common Council approved the decision last week to borrow $3.5 million to catch up with street repairs. The council stressed that the work they plan to complete is catch-up work only. “The council spoke loudly and clearly their strong desire and intent to try to get caught up and keep roads from getting much worse,” Mayor Thomas Ferguson said. “I’m not happy about taking on more debt but it’s the only realistic way to get this done.” Roland Unger, Westminster’s director of finance, said the $3.5 million loan is for a 9-year term, borrowed at a 3.66 percent fixed interest rate. He said the approved proposal came from BB&T and was about a full percentage lower than the other offer the city received from PNC Bank. The city will pay about $128,000 of interest-only payments this fiscal year and next, and then will pay about $571,000 in interest and principal for the remaining seven years of the loan, Unger said. The city only extended the loan for 9 years because they didn’t want to pay for something longer than it was useful. “Because the life of road repairs are about 10 years, we didn’t want to take out a loan that exceeds the life of what we’re repairing,” Unger said. Including the $3.5 million loan for the streets project, Unger said he estimates the city’s debt to asset ratio at about 27 percent. He said the city has about $26 million debt and about $94 million in assets. He said he doesn’t believe the amount of debt the city has will affect future borrowing and the debt service on the loan matched up with what the city would budget for street spending. “I don’t think we’ve exceeded what’s reasonable,” Unger said. “We should spend on streets is about $400,000 to $500,000 per year. The debt service on this loan is $571,000 per year.” …


Carroll County Times editorial: No agenda is sign of poor government Editorial for Wednesday, June 11, 2008: People often complain that governments have hidden agendas. Unfortunately, some Carroll County governments are very literally living up to that, if they have an agenda at all. Take for example the City of Westminster's Common Council meeting Monday night, where the council approved the fiscal year 2008 budget. The problem? Despite numerous attempts, we were unable to get an agenda for the meeting until about 3:45 p.m. Monday - just slightly more than 3 hours before the meeting. It was only then that it came to light that the city planned to approve the fiscal year 2008 budget. Needless to say, there probably were few average citizens who were aware of what the council was going to do at Monday night's meeting. Passing the budget is, more often than not, the most important decision any governing body will make during the entire year. And for some reason, the Westminster Common Council didn't view this as important enough to let taxpayers know about it sooner than three hours before the meeting. On the town's Web site, there was still no agenda posted Tuesday morning, just a notice that the May 26 meeting was canceled because of Memorial Day, and the next meeting was scheduled for June 9. There was no agenda for the meeting, and certainly no mention of the approval of the budget. The state's Open Meetings Law doesn't require governments to post agendas of their meetings. But common sense would suggest you aren't going to get too many people to your meetings if you don't tell them what the meeting will cover. Posting agendas is just a basic part of good government, whether it is required or not. The fact that the budget was approved without a public hearing is another matter altogether. This is just the most recent and egregious example of governments not posting agendas for meetings within a reasonable time frame. Municipalities around the county routinely do not post agendas until the day of the meeting, if at all...


Westminster OKs fiscal year 2009 budget By Bryan Schutt, Times Staff Writer Tuesday, June 10, 2008: The City of Westminster approved its fiscal year 2009 budget Monday night at the Common Council meeting without holding a public hearing on the complete budget. During the May 5 public hearing on the constant yield tax rate, the city decided the tax rate will remain at $0.44 per $100 and a narrative budget was passed out and made available to the public, but a public hearing on the proposed budget never took place. There weren’t any comments from the public about the budget during the May 12 Common Council meeting. An amendment to the city code says the mayor and Common Council shall hold a public hearing on the proposed capital budget on or before May 1. In what City Administrator Marge Wolf described as a difficult process of balancing the budget, the city’s budget calls for $37,633,002 in total appropriations for fiscal year 2009, down from last years $40.8 million in expenditures. The $37.6 million consists of about $16 million in general fund requirements, about $6 million in sewer fund requirements, about $13 million in water fund requirements and nearly $2 million for housing fund requirements. Also approved was a $3.5 million bond for street expenses. The first two years of the bond will have interest-only payments of about $128,000, according to Mayor Thomas Ferguson, and then the city will have a debt service of about $500,000 in principal and interest per year for seven years, he said. Ferguson said the city also laid out a prediction of revenues and expenditures for future years. “The revenue picture is not all that bright,” Ferguson said. “[In the future] the city will need to make tough decisions regarding revenues and expenditures.” Wolf said Westminster has its work cut out for making future budgets that will continue to encompass everything the city currently offers. The city is organizing several task forces to reduce spending, Wolf said. In August, it will look at all of its fees and assessments and try to create a clearer picture of future allocation of city funds. City officials are hoping for input from residents in the survey they are set to send out this month, but that information wouldn’t apply to the 2009 fiscal year budget. Councilman Robert Wack said although the budget process may have painted a harsh picture, the city has set a high standard of fiscal prudence, and in the long run he believes the city will benefit from the change in the budget format. “This was a huge step forward in quality of information on how we make decisions of how we spend taxpayers’ money,” Wack said. “It looks bad because of good things.”


Common Council moves up street projects, will take on debt By Bryan Schutt, Times Staff Writer Tuesday, May 13, 2008: Deciding that improvements to Westminster streets couldn’t wait, the Common Council revised the fiscal years 2009-2014 Capital Improvement Plan at Monday’s meeting to front load the city’s budget for street overlay projects, and go in debt in the process. The $7.4 million in the six-year CIP for street overlay projects has not changed. But the allocation of the funds has been reworked. Instead of backloading the city street projects, $2 million will be included in this year’s budget and $1.5 million will be included for the fiscal year 2010 budget. The city will have to borrow the money for this upcoming fiscal year’s projects, and the general fund budget will be adjusted to reflect the projects, according to City Administrator Marge Wolf. The Common Council’s justification to rework the budget was the importance of getting the projects done before the streets become much worse. “The cost of not doing this now is far greater than the cost of doing it now,” Councilman Greg Pecoraro said. He said the interest rates to borrow money are very favorable right now, asphalt costs will probably continue to rise, making the project even pricier, and the current slow down in construction in the area means the city will probably get the best contract price for the project as the council could hope for…


Westminster council delays budget hearing By Brian Schutt, Times Staff Writer Tuesday, May 06, 2008: Westminster city officials decided to hold off on the fiscal year 2009 budget public hearing because they believe the city government needs to re-evaluate the lack of funds put forth for city streets in the Capital Improvement Program. Instead, the Common Council conducted the public hearing for the constant yield tax rate Monday night. Mayor Thomas Ferguson said property assessments increased during the year and the city will generate an additional $510,315 because of the increase. The council won’t reduce the tax rate to offset the increased assessments, but it will not increase the tax rate either. The tax rate will remain at $0.44 per $100, according to Ferguson. The public record for the constant yield tax rate will remain open until 4:30 p.m. Friday. The public hearing for the budget was tentatively rescheduled until the May 12 meeting of the Common Council…


City officials tout budget document's new look By Bryan Schutt, Times Staff Writer Monday, May 05, 2008: Westminster’s new budget document represents a bright spot in an otherwise tough fiscal year to plan, according to city officials, and now, they say it’s time for residents’ input. While the old budget was about 25 pages of numbers, the new 100-page narrative budget outlays how each department spends its money. Copies of the budget will be available at the public hearing tonight. “People have been asking for more clarity,” Councilman Gregory Pecoraro said. “This form [of the budget] lets us show people what we’re actually spending money on. I think people could pick it up and say, ‘Now I understand where my tax dollars are going.’” City Administrator Marge Wolf said the narrative-style budget was something the council had been working toward for the past couple of years, and their specific budget layout was inspired from the City of Greenbelt’s budget design. She said Westminster’s new budget format is also recommended by the Public Finance Officer’s Association because it helps people understand the city’s spending. Mayor Thomas Ferguson said he believed the new budget is greatly improved over previous years’…


Proposed Westminster plan focuses on water, sewer issues By Bryan Schutt, Times Staff Writer Wednesday, April 30, 2008: Although city officials say Westminster needs additional funding for street work, water and sewer funds make up the majority of the six-year Capital Improvement Plan that was proposed during this week’s Common Council meeting. The water and sewer funds make up more than $58 million of the $74.6 million CIP. Maryland Department of the Environment projects make up the bulk of the expenses, Westminster Director of Planning, Zoning and Development Thomas Beyard said. “Water is a big item for the city and will continue to be one for the next few years,” Beyard said. He said the Westminster wastewater treatment plant upgrade and expansion will cost about $36 million, and $27 million of that money will probably be funded by MDE…


Westminster overhauls Capital Improvement Plan By Bryan Schutt, Times Staff Writer Tuesday, April 29, 2008: Budget concerns became a reality in Westminster Monday, when the proposed Capital Improvement Plan featured a scaled-back fiscal year 2009 budget. The Westminster Common Council was presented with a CIP drastically different from the one originally approved by the Westminster Planning and Zoning Commission on March 13. The revised document had 2009 expenditures totaling about $6 million; the March 13 document had about $8 million in expenses. Though the water and sewer funds make up $5.4 million of both the old and new CIP, the revised CIP eliminated $229,000 in funds for police vehicles and bumped the Americans with Disability Act park renovations until the 2010 fiscal year, which saved the city $125,000. But the most noticeable change came in the street department fund. The revised CIP cut more that $1 million from the Street Department. Streets, which are always a concern, were originally slated to have a $400,000 budget to start renovating city streets, but now all the work to be done on streets has been delayed until the 2010 fiscal year…


Westminster officials say they don't plan to boost taxes By Bryan Schutt, Times Staff Writer Sunday, April 27, 2008: An increase in taxes won’t be recommended in the city’s upcoming budget, according to Westminster city officials, despite worries about revenues for the fiscal year. City administrator Marge Wolf said the budget will be tight this year, especially because the city has seen so many increased operating costs. “Workers’ [compensation] increased by 30 percent, health insurance rates increased 10 percent and electric rates went up 40 percent,” Wolf said. The Common Council will meet on Monday to discuss the Capital Improvement Program, and it will hold a public hearing on the budget May 5…


20080708 Articles by Bryan Schutt of the Carroll County Times on the Westminster FY 2008 2009 budget

Westminster Common Council Meeting agenda for July 9, 2008

Westminster Common Council Meeting agenda for July 9, 2008

City Council

City Council Members Minutes of City Council Meetings

Water and Sewer Westminster Rates and Fees, Westminster Dept Finance Budget 2008 – 2009 FY, Westminster Council Meeting Agenda,

CITY OF WESTMINSTER, MARYLAND

Mayor and Common Council Special Meeting

July 9, 2008 Westminster City Hall

Agenda

Ordinances and Resolutions

Suspend the rules of order and procedure in order to introduce and adopt Ordinannce[sic] No. 786- Authorizing Issuance and Sale of a General Obligation Installment Bond in the maximum principal amount not to exceed $3.5 million pursuant tot he authority of sections 31 to 37, inclusive, of article 23A of the Annotated Code of Maryland.

Please note: The July 28, 2008 meeting of the Mayor and Common Council will be held at the John Street Quarters of the Westminster Fire Company. The water and sewer rate structure study will be discussed.

####


20080709 Westminster Common Council Meeting agenda

Saturday, June 21, 2008

20080619 Westminster city FY 2009 budget update memo

20080619 Westminster city FY 2009 budget update memo

MEMORANDUM

TO: Fellow City Employees

FROM: Marge Wolf City Administrator

DATE: June 19, 2008

RE: Update on Budget

Preparing and obtaining approval for the FY 2009 budget was a real challenge because the City is struggling to maintain the current tax rate AND continuing to provide the level of services our residents expect.

The cost of providing services is constantly increasing, just as your personalbudget is increasing. Here are some examples of the increasing costs the City is facing in FY 2009:

1. Gasoline increased by 40% and more increases are expected

2. Health care premiums increased by 10%

3. Workers Compensation insurance increased by 30%

4. Electricity increased from 6.5 kwh to 11.O kwh, an increase of 38% andmore increases are expected

5. The landfill fees have increased from $61 per ton to $76 per ton andadditional increases are planned

6. The projected premium for the retirees health care benefit was increasedfrom $76,000 to $619,000 to meet the requirements of the GASB rules.

At the same time, the City revenues have been impacted by three major events.

The first is the moratorium imposed by MDE on new building.

The second is the general downturn in the economy.

And the third is the reduction in State and County funding for projects.

In fact, the City revenues have not increased from last year. We have projected a three-year operating budget for the first time. The gap between the revenues and expenditures continues to widen over the next three years so this challenging financial situation will remain with us for some time.

The highlights of the budget approved by the Mayor and Council include:

1. The 3% merit increase will become effective July 1, 2008. No cost of living will be awarded.

2. The deferred compensation program will continue with the 2% matchingcontribution.

3. The employee contribution to health care will be increased from 7% to 14% and the same match will be required for dental and vision plans.

4. The health care retirement benefit for employees will be continued for current retirees and those currently qualified for the benefit will be grandfathered. The benefit will be modified for future retirees and no employees hired after July 1, 2008 will receive the benefit. (These changes reduced the premium from $619,000 to $298,000.)

5. A $3.5M bond will be issued for a major street overlay project to repair andreplace the most damaged roads in the City.

6. Other than multi-year projects or those projects for which the City was required to budget a match in order to receive grant funds, no other capital improvement projects were approved in the General Fund.

7. We have examined our staffing and policies and procedures to provide the most effective and efficient services to our customers. Staffing requirements have changed based on that examination and these changes will become effective in the new fiscal year.

8. The tuition assistance program will not be offered this coming fiscal year.

9. Attendance at conferences and training will be limited to requirements forlicensing and continuing education credits.

In addition to these actions, we will establish several department-wide Task Forces to develop programs in the following areas:

1. Reduce the amount of gasoline consumed. This will include a review of our take home vehicle policy, the use of pool cars and our actual daily operations.

2. Reduce the energy costs in each of our facilities. An energy coordinator will be appointed in each City facility to help develop an energy policy and monitorcompliance with that policy.

3. Reduce the consumption of office supplies. This Task Force will examinecentralizing office supply purchasing and distribution, modifying utilizationpatterns and identifying waste patterns.

4. Additional members will be added to the Health Care Committee to develop along-term strategy to maintain an employee benefit package at a reasonable cost to both the City and employees.

If there are other areas where we need to conserve our resources or ways to use those resources more efficiently, please do not hesitate to make suggestions orrecommendations to your supervisor.

We will be looking for additional ways to economize and conserve to live within our budget. All ideas will be given serious consideration. Only by pulling together can we meet the challenges of this trying financial situation.

####

Monday, June 16, 2008

20080611 Carroll County Times editorial: No agenda is sign of poor government




Carroll County Times editorial: No agenda is sign of poor government

Wednesday, June 11, 2008

No agenda is sign of poor government

People often complain that governments have hidden agendas.

Unfortunately, some Carroll County governments are very literally living up to that, if they have an agenda at all.

Take for example the City of Westminster's Common Council meeting Monday night, where the council approved the fiscal year 2008 budget.

The problem? Despite numerous attempts, we were unable to get an agenda for the meeting until about 3:45 p.m. Monday - just slightly more than 3 hours before the meeting.

It was only then that it came to light that the city planned to approve the fiscal year 2008 budget.

Needless to say, there probably were few average citizens who were aware of what the council was going to do at Monday night's meeting.

Passing the budget is, more often than not, the most important decision any governing body will make during the entire year. And for some reason, the Westminster Common Council didn't view this as important enough to let taxpayers know about it sooner than three hours before the meeting.

On the town's Web site, there was still no agenda posted Tuesday morning, just a notice that the May 26 meeting was canceled because of Memorial Day, and the next meeting was scheduled for June 9. There was no agenda for the meeting, and certainly no mention of the approval of the budget.

The state's Open Meetings Law doesn't require governments to post agendas of their meetings. But common sense would suggest you aren't going to get too many people to your meetings if you don't tell them what the meeting will cover. Posting agendas is just a basic part of good government, whether it is required or not.

The fact that the budget was approved without a public hearing is another matter altogether.

This is just the most recent and egregious example of governments not posting agendas for meetings within a reasonable time frame. Municipalities around the county routinely do not post agendas until the day of the meeting, if at all.

Another example is last week's quarterly mayors meeting with the Carroll County Board of Commissioners. No agenda was released until Tuesday - two days before the parties were scheduled to meet - and the meeting was postponed the next day.

How is it that a once-every-three-months meeting doesn't have an agenda until 48 hours prior? (In this case, the mayors and commissioners hadn't met in six months, because the December meeting was canceled so the parties could attend tree lightings.) And could it be that the involved parties weren't prepared for the topics on the agenda, hence the weeklong postponement?

These same government officials often state they want more involvement and better attendance from residents at these meetings. But if these boards aren't making residents aware of what will be taking place at the meetings, why would they bother to attend?

Not releasing agendas until hours before a meeting is not only a bad practice from that standpoint; it also raises serious concerns about these governments trying to hide something. Do they not want people attending meetings? Or is it just laziness?

If governments really want community involvement at their meetings, they absolutely must do a better job of informing people about what is going on. Releasing an agenda well in advance so people can decide whether the meeting is worth attending and giving them enough time to make plans to do so is the first and simplest step in the right direction.


20080611 Carroll County Times editorial: No agenda is sign of poor government
Westminster Governance taxes, Westminster Governance open and transparent govt, Westminster Mayor 200505 to 2009 Thomas K. Ferguson, Westminster Dept Finance Budget 2008 – 2009 FY, Media Newspapers Carroll County Times,