Journalist @baltimoresun writer artist runner #amwriting Chaplain PIO #partylikeajournalist
Journalist @baltimoresun writer artist runner #amwriting Md Troopers Assoc #20 & Westminster Md Fire Dept Chaplain PIO #partylikeajournalist
Saturday, February 14, 2015
On February 14 around the year 278 A.D., Valentine, a holy priest in Rome in the days of Emperor Claudius II, was executed.
On February 14 around the year 278 A.D., Valentine, a holy
priest in Rome in the days of Emperor Claudius II, was executed.
Under the rule of Claudius the Cruel, Rome was involved in
many unpopular and bloody campaigns. The emperor had to maintain a strong army,
but was having a difficult time getting soldiers to join his military leagues.
Claudius believed that Roman men were unwilling to join the army because of
their strong attachment to their wives and families.
To get rid of the problem, Claudius banned all marriages and
engagements in Rome. Valentine, realizing the injustice of the decree, defied
Claudius and continued to perform marriages for young lovers in secret.
When Valentine's actions were discovered, Claudius ordered
that he be put to death. Valentine was arrested and dragged before the Prefect
of Rome, who condemned him to be beaten to death with clubs and to have his
head cut off. The sentence was carried out on February 14, on or about the year
270.
Legend also has it that while in jail, St. Valentine left a
farewell note for the jailer's daughter, who had become his friend, and signed
it "From Your Valentine."
Also read: Valentine's
Day Massacre takes place, 1929
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Ed Beck, member of the ‘back pew club’ at Grace Lutheran Church in Westminster; has died.
Ed Beck, Operations Manager of Aggregates Production
overseeing gravel, stone, and sand plants for the Arundel Corporation throughout
Maryland and member of the back pew club at Grace Lutheran Church in
Westminster; has died.
Mr. Beck was a wonderful man who always had a smile and
something friendly to say when I would see in the very back pew at Sunday
services at Grace Lutheran Church. More often than not, when Caroline and I served
as ushers at church, we would chat with him and his wife, Mrs. Miriam Beck, a
former board member of Carroll County Bank and Trust Company; about a wide-range
of topics from banking, to economics, to current events and politics.
Mr. Beck will very much be missed. I would always look for
him every Sunday at church.
http://kevindayhoffwestgov-net.blogspot.com/2015/02/ed-beck-member-of-back-pew-club-at.html
http://kevindayhoffwestgov-net.blogspot.com/2015/02/ed-beck-member-of-back-pew-club-at.html
Obituary for Mr. Edward Raymond Beck February 12, 2015:
Edward Raymond "Ed" Beck of Berrett died Thursday,
February 12, 2015 at home.
Born April 16, 1929, in Berrett, Carroll County, he was the
son of Charles Raymond and Margaret Dorsey Beck. He was the husband of Miriam
Freter Beck, his wife of 57 years.
Born into farm life, he began milking cows at age six and
driving a tractor at age eight. He worked on the farm through his school years
graduating from Sykesville High School in 1946.
Tired of farm life he enlisted in the Army in 1954.
Following training in Manual Morse Code Interception he served in the Army
Security Agency in Berlin, Germany intercepting coded messages sent from
Communist countries.
Following his discharge in 1957, he was employed by the
Arundel Corporation in Baltimore. At retirement in 1990, he was Operations
Manager of Aggregates Production overseeing gravel, stone, and sand plants
throughout Maryland.
Throughout his life he was an avid hunter, trap shooter, and
lover of nature. Fishing and boating at the family retreat in Ozark County,
Missouri were prized vacation activities since 1972.
Family always gave him pleasure, especially the musical
events in which his daughters and grandchildren performed. In retirement,
golfing and vegetable gardening were enjoyable pastimes as well as responding
to family needs with his ability to repair, improve and even invent.
From birth he attended Messiah Lutheran Church next door to
his family home and one which his grandparents and great grandparents helped
found. He was confirmed there in 1943. He served on the Church Council, the
Property Committee, as Treasurer, and in his youth dug graves to earn extra
spending money. For the last twenty five years he had been a member of Grace
Lutheran Church in Westminster.
He is survived by his wife, two daughters, Jenel and Mirrel,
their husbands Wayne Witzke and Jeffrey Wothers, and two grandchildren Timothy
and Zellie Wothers.
Surviving nieces and nephews are Wayne Weller and wife
Darleen, Donald Beck, Jr. and wife Darlene, Robert Beck and wife Linda, Eva
Hendrix and husband Brin, Charlotte Jay, Ursula Standifer, Lorna Dorn and
husband Edward and Joan Cole and husband Charles.
He was predeceased by a sister, Madalyn Weller and husband
Donald and a brother, Donald Beck and wife Edith.
Friends may gather at the Haight Funeral Home & Chapel,
6416 Sykesville Road, Sykesville on Sunday, February 15, from 1 to 4pm.
A celebration of Resurrection will be held at Grace Lutheran
Church, 21 Carroll Street, Westminster, MD 21157 on Monday, February 16, at
10:30 am with his pastors, The Reverends Kevin and Martha Clementson
officiating. The family will greet friends at a reception following the service
at the church.
In keeping with his wishes there will be no viewing. At a
later date his ashes will be distributed on the property he had lived on most
of his life. This statement reflects his feelings: "I came from the earth,
and I want to return to the earth."
In lieu of flowers, memorial contributions may be made to
Grace Lutheran Church, 21 Carroll Street, Westminster, MD 21157, Carroll
Hospital Center Foundation, 200 Memorial Avenue, Westminster, MD 21157 or to a
charity of your choice.
+++++++++++++++
Baltimore Sun Carroll Eagle:
Carroll County Times: http://www.carrollcountytimes.com/search/dispatcher.front?Query=Kevin+Dayhoff&target=article
Westminster Patch: http://patch.com/users/kevin-e-dayhoff?page=1
Tumblr: Kevin Dayhoff Banana Stems www.kevindayhoff.tumblr.com/
Kevin Dayhoff is an artist - and a columnist for:
Patuxent Publishing Co., The Carroll Eagle: www.explorecarroll.com: http://www.explorecarroll.com/search/?s=Dayhoff&action=GO
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
Westminster Patch: http://westminster.patch.com/search?keywords=Dayhoff
Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Twitpic: http://twitpic.com/photos/kevindayhoff
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
See also - Kevin Earl Dayhoff Art www.kevindayhoff.com: Travel, art,
artists, authors, books, newspapers, media, writers and writing, journalists
and journalism, reporters and reporting, music, culture, opera... Ad maiorem
Dei gloriam inque hominum salutem. “Deadline U.S.A.” 1952. Ed Hutcheson:
“That's the press, baby. The press! And there's nothing you can do about it. Nothing!”
- See more at: http://kevindayhoffart.blogspot.com/#sthash.4HNLwtfd.dpuf
+++++++++++++++Friday, February 13, 2015
The former owner of Bobby’s Hobby Lobby on Main Street in Westminster for over 40 years, Wanda Pease, died at age 86 on February 11, 2015
The former owner of Bobby’s Hobby Lobby on Main Street in
Westminster for over 40 years, Wanda Pease, died at age 86 on February 11, 2015
February 11, 2015
Mrs. Pease was a remarkable person who owned and operated Bobby’s
Hobby Lobby, a Westminster institution on Main Street in the middle of
downtown, for several generations of Carroll Countians growing-up in an era
long gone by.
Several years ago Mrs. Pease and Bobby’s Hobby Lobby was the
focus of one or two articles I wrote for the Sunday Carroll Eagle section of
the Baltimore Sun.
According to information e-mailed by a family member, her
obit reads as follows. You may also find her obit and family arrangements at Fletcher Funeral & Cremation Services, P.A., in
Westminster. Her obituary appears here: http://www.fletcherfuneralhome.net/obits/obituary.php?id=639899
Wanda Mae Spring Pease, 86, of Westminster, died Wednesday,
February 11, 2015, at Copper Ridge. Born
May 9, 1928 in Great Cacapon, WV, she was the daughter of the late Zula L.
Wisner Spring and Wilson Spring. She was
the former wife of Robert S. Pease.
She owned and operated Bobby’s Hobby Lobby on Main Street in
Westminster for over 40 years. She
worked for Martin Aircraft in her earlier years and graduated from the Peabody
Conservatory. She was a member of the
Westminster Retail Merchant Association, Carroll County Philatelic Association,
Westminster United Methodist Church and helped start Westminster Fallfest.
She is survived by daughter and son-in-law Roberta and Brian
Kasik of Randallstown, daughter Beverly Pease of Germantown, son Christopher Pease
of Winter Garden, FL and many beloved friends.
She was predeceased by sisters Winifred Layton, Geraldine
Cooke, Ada McNabb, Ina Spring and a brother Luther Spring.
The family will receive friends on Sunday from 2 to 4 and 6
to 8 p.m. at the Fletcher Funeral & Cremation Services, 254 E. Main St.,
Westminster.
Funeral services will be held Monday at 10 a.m. at the
funeral home, with Rev. Marshall Green officiating. Graveside services will be held Monday at 2
p.m. at Mt. Nebo Cemetery in Great Cacapon, WV.
Memorial contributions may be made to the Alzheimer's
Association,
P.O. Box 96011, Washington, DC 20090-6011 or the American
Diabetes Association, 1701 North Beauregard St., Alexandria, VA 22311.
Baltimore Sun Carroll Eagle:
Carroll County Times: http://www.carrollcountytimes.com/search/dispatcher.front?Query=Kevin+Dayhoff&target=article
Westminster Patch: http://patch.com/users/kevin-e-dayhoff?page=1
Tumblr: Kevin Dayhoff Banana Stems www.kevindayhoff.tumblr.com/
Kevin Dayhoff is an artist - and a columnist for:
Patuxent Publishing Co., The Carroll Eagle: www.explorecarroll.com: http://www.explorecarroll.com/search/?s=Dayhoff&action=GO
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
Westminster Patch: http://westminster.patch.com/search?keywords=Dayhoff
Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Twitpic: http://twitpic.com/photos/kevindayhoff
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
See also - Kevin Earl Dayhoff Art www.kevindayhoff.com: Travel, art,
artists, authors, books, newspapers, media, writers and writing, journalists
and journalism, reporters and reporting, music, culture, opera... Ad maiorem
Dei gloriam inque hominum salutem. “Deadline U.S.A.” 1952. Ed Hutcheson:
“That's the press, baby. The press! And there's nothing you can do about it. Nothing!”
- See more at: http://kevindayhoffart.blogspot.com/#sthash.4HNLwtfd.dpuf
+++++++++++++++Thursday, February 12, 2015
Anarchist hackers go to cyber war with ISIS | TheHill
Anarchist hackers go to cyber war with ISIS | TheHill: "By Elise Viebeck - 02/12/15 06:00 AM EST
Anarchist hackers go to cyber war with ISIS | TheHill: "By Elise Viebeck http://kevindayhoff.blogspot.com/2015/02/anarchist-hackers-go-to-cyber-war-with.html
The shadowy anarchist group, which is known for waging online attacks on everyone from the U.S. government to the Church of Scientology, is trying to dismantle the vast social media operation that helps ISIS recruit new followers.
By exposing and disabling hundreds of Twitter accounts, email addresses and websites purportedly affiliated with ISIS, hackers with Anonymous are all but inviting the notoriously Web-savvy terrorist group to an online war.
“In an interesting way, they are set up as perfect nemeses,” said Gabriella Coleman, anthropologist and author of Hacker, Hoaxer, Whistleblower, Spy: The Many Faces of Anonymous. “There are a lot of similarities in terms of how they use social media. It doesn’t surprise me that they would battle each other online.”
Anonymous first became a force online in 2003, when like-minded users of the website 4chan began staging pranks on social media networks...
[...]
http://thehill.com/policy/cybersecurity/232583-anarchist-hackers-go-to-cyber-war-with-isis
'via Blog this
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Tuesday, February 10, 2015
Maryland ranked one of the ten worst states for retirement in the universe
Maryland ranked one of the ten worst states for retirement
in the universe
10 worst states for retirement By Chris Kahn • Bankrate.com
Not dated – Retrieved February 10, 2015
Retirement » 10 Worst States For Retirement
Follow us: @Bankrate on Twitter | Bankrate on Facebook
It's hard to be flexible on a fixed income. That's why some
of America's prettiest, most vibrant locations are also some of the toughest on
retirees.
They're usually more expensive, for example, with higher
rents and more expensive restaurants. Tax rates also tend to be higher in urban
areas. They also may not be as safe.
With that in mind, Bankrate ranked each state based on a
variety of factors that everyone should consider before making a move into --
or out of -- their home state. They include a specialized cost-of-living index
for retirees, crime statistics, tax rates and comprehensive weather data that
factor in sunshine and humidity. Also new this year: Bankrate beefed up its
ranking for health care quality, and consulted an extensive survey called the
Gallup-Healthways' Well-Being Index. The index gauges the level of satisfaction
residents report about their surroundings.
The states that fell to the bottom of our list still have a
lot to offer. In fact, many are home to the top tourism destinations in the
world. The problem, in the end, is that choosing a good place to retire isn't
as easy as picking a vacation spot. Costs matter more. The local culture and
infrastructure also matter.
Here, in descending order, are 10 of the lowest-ranking
states for retirees based on our criteria.
[…]
The primary knock on Maryland is that it's more expensive to
live there than in many other states. The cost of living for retirees is
especially high, and residents pay one of the highest tax rates in the country.
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Baltimore Sun Carroll Eagle:
Carroll County Times: http://www.carrollcountytimes.com/search/dispatcher.front?Query=Kevin+Dayhoff&target=article
Westminster Patch: http://patch.com/users/kevin-e-dayhoff?page=1
Tumblr: Kevin Dayhoff Banana Stems www.kevindayhoff.tumblr.com/
Kevin Dayhoff is an artist - and a columnist for:
Patuxent Publishing Co., The Carroll Eagle: www.explorecarroll.com: http://www.explorecarroll.com/search/?s=Dayhoff&action=GO
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
The Tentacle: www.thetentacle.com http://www.thetentacle.com/author.cfm?MyAuthor=41
Westminster Patch: http://westminster.patch.com/search?keywords=Dayhoff
Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/
Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org
Twitpic: http://twitpic.com/photos/kevindayhoff
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
+++++++++++++++
Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net
Smurfs: http://babylonfluckjudd.blogspot.com/
Google profile: https://profiles.google.com/kevindayhoff/
E-mail: kevindayhoff(at)gmail.com
My http://www.explorecarroll.com/ columns appear in the copy of the Baltimore Sunday Sun that is distributed in Carroll County: https://subscribe.baltsun.com/Circulation/
+++++++++++++++
Maryland ranked one of the ten worst states for retirement in the universe
Maryland ranked one of the ten worst states for retirement
in the universe
10 worst states for retirement By Chris Kahn • Bankrate.com
Not dated – Retrieved February 10, 2015
Retirement » 10 Worst States For Retirement
Follow us: @Bankrate on Twitter | Bankrate on Facebook
It's hard to be flexible on a fixed income. That's why some
of America's prettiest, most vibrant locations are also some of the toughest on
retirees.
They're usually more expensive, for example, with higher
rents and more expensive restaurants. Tax rates also tend to be higher in urban
areas. They also may not be as safe.
With that in mind, Bankrate ranked each state based on a
variety of factors that everyone should consider before making a move into --
or out of -- their home state. They include a specialized cost-of-living index
for retirees, crime statistics, tax rates and comprehensive weather data that
factor in sunshine and humidity. Also new this year: Bankrate beefed up its
ranking for health care quality, and consulted an extensive survey called the
Gallup-Healthways' Well-Being Index. The index gauges the level of satisfaction
residents report about their surroundings.
The states that fell to the bottom of our list still have a
lot to offer. In fact, many are home to the top tourism destinations in the
world. The problem, in the end, is that choosing a good place to retire isn't
as easy as picking a vacation spot. Costs matter more. The local culture and
infrastructure also matter.
Here, in descending order, are 10 of the lowest-ranking
states for retirees based on our criteria.
[…]
The primary knock on Maryland is that it's more expensive to
live there than in many other states. The cost of living for retirees is
especially high, and residents pay one of the highest tax rates in the country.
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Beware of currency conversion fees By Claes Bell, CFA • Bankrate.com
Beware of currency conversion fees By Claes Bell, CFA •
Bankrate.com
[…]
Rick Steves’ Europe: Card Fees (and How to Avoid Them) http://kevindayhoff.blogspot.com/2015/02/rick-steves-europe-card-fees-and-how-to.html
By Rick Steves https://www.ricksteves.com/travel-tips/money/card-fees
Retrieved February 6, 2015 https://www.ricksteves.com/
… Capital One has a
particularly good reputation for no-fee international transactions on both its
credit cards and its debit cards linked to a checking account. Most credit
unions have low-to-no international transaction fees. Bankrate has a good comparison chart of major credit cards and their
currency-conversion fees….
Labels: Dayhoff
Travel, Journalists
Steves Rick, Travel,
World
Asia-Pacific China, World China,
World
Europe
Beware of currency conversion fees By Claes Bell, CFA •
Bankrate.com
Credit Cards » Beware Of Currency Conversion Fees
If you do a lot of international traveling, you've probably
been stung by an unpleasant surprise lurking at the bottom of your bank
statement or credit card bill: a currency conversion fee. While the CARD Act
has done plenty to reduce sometimes exorbitant credit card fees, it left
currency conversion fees untouched, ensuring travelers will have at least one
unpleasant vacation memory.
Consult this chart to see the fees charged by the largest
U.S. credit card issuers. http://www.bankrate.com/finance/credit-cards/beware-of-currency-conversion-fees.aspx
ATM withdrawal: None for online accounts, $1.50 for some
accounts opened in bank branches
Credit card purchase: None
Debit card purchase: None
Credit card cash advance: None
Fees charged even if transaction is in U.S. dollars?: No
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Rick Steves’ Europe: Card Fees (and How to Avoid Them)
Rick Steves’ Europe: Card Fees (and How to Avoid Them)
By Rick Steves https://www.ricksteves.com/travel-tips/money/card-fees
Retrieved February 6, 2015 https://www.ricksteves.com/
Labels: Dayhoff
Travel, Journalists
Steves Rick, Travel,
World
Asia-Pacific China, World China,
World
Europe
Travelers returning from Europe often open their mail to
discover they paid more for their trip than they thought they had. Over the
last decade, banks have dramatically increased their fees for overseas
transactions. While these fees are legal, they’re basically a slimy way for
credit-card companies to wring a few more dollars out of their customers.
[…]
So, how can a smart traveler avoid — or at least reduce —
these fees? Here are a few suggestions.
[…]
If you’re getting a bad deal, get a new card. Some companies
offer lower international fees than others — and some don’t charge any at all.
If you’re going on a long trip, do some research and consider taking out a card
just for international purchases. Capital One has a particularly good reputation for no-fee
international transactions on both its credit cards and its debit cards linked
to a checking account. Most credit unions have low-to-no international
transaction fees. Bankrate
has a good comparison chart of major credit cards and their
currency-conversion fees.
[…]
Avoid dynamic currency conversion (DCC). Some European
merchants — capitalizing on the fact that many Americans are intimidated by
unusual currencies — cheerfully charge you for converting their prices to
dollars before running your credit card. Read more: https://www.ricksteves.com/travel-tips/money/card-fees
Related articles
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Memo to Md Gov. Larry Hogan: Always understand the context in which you serve.
The newly-elected Md. Gov. Larry Hogan, is a likeable-enough
guy; but now is the time to stop campaigning and start governing.
Memo to Md Gov. Larry Hogan: Always understand the context
in which you serve.
Kevin E. Dayhoff, February 9, 2015
Apparently, the Baltimore Sun sees it as many do; now is the
time for Gov. Hogan to govern. Gov.
Larry Hogan’s State of the State address February 4, 2015 http://kevindayhoff.blogspot.com/2015/02/maryland-gov-larry-hogans-state-of.html
was a page from the playbook of President Barrack Obama that has failed so
miserably.
That is, know when it is the time to be a statesperson and
govern and when to stop campaigning.
Now President Obama cannot help himself. He suffers from a destructive
narcissistic personality disorder.
But the newly elected Republican governor of Maryland ought
to have known better.
As much as many in his base agreed with every comment uttered
in the state of the state address, it was mistake to say it. We get it. And it
was an unnecessary exposure to say it.
To say much of what he said in the hallowed halls of Md.
State Senate President Mike Miller and Md Speaker of the House Mike Busch is
tantamount to the old adage, don’t tug on superman’s cape, and don’t spit in
the wind….
Now is the time to move-on to the business of governance in
the Maryland General Assembly, a government whose feudal middle-ages roots were laid before the
birth of the modern Westphalian State in 1648 - a medieval byzantine environment
that is ruled by feudal lords of the manor that are inherently hostile to dissent and have
no concept of accountability or being held responsible for their behavior.
The governor should take a memo; now is the time to stop
preaching to the choir and reach out into the Maryland General Assembly audience
and start winning folks over. In this business one accumulates enemies, do not
go out of your way to make any.
All the state of the state did was feed red meat to the
liberal lions of the Maryland General Assembly and they reacted predictably. It
was the mistake of someone who had never held elected office before. It was the
sophomoric mistake of a rookie and candidly, the governor is surrounded by
enough veterans that the mistake ought to have been avoided.
That said, it is often been stated that the reaction to a
problem is often as critical as to the problem itself. Fortunately the governor
is a likable-enough guy who roots in real estate transactions have taught him
that it is better to be loved than feared.
The Senate President on the other hand, is so powerful –
arguably one of the most powerful elected officials in the entire nation - - that
he does not care whether or not you like him. He is simply to be feared.
In this case the reaction by the Senate President Mike
Miller was the mistake of someone so arrogant as to believe that he so powerful
that the rules do not apply - that he would not be held responsible for his actions
or behavior. President Miller’s behavior was a manifestation of how dare this
conservative Republican upstart tread into my pond and row around spewing such
blasphemy.
It brings to mind another rule: Always understand the
context in which you serve.
Candidly, if the shoe were on the other foot, and a liberal
had rowed into a conservative stronghold and thumbed their nose at the
powers-that-be; conservatives probably would not have reacted any better. We
hope they would have, but maybe not.
In this case, the case of the Senate President; the reaction
was so over-the-top and cringe worthy that even the Baltimore Sun cringed.
Read the first two paragraphs of the Sunpapers’ response
here and be sure to go to http://www.baltimoresun.com/news/opinion/editorial/bs-ed-hogan-miller-20150209-story.html
and read the rest. It is well worth the time.
Baltimore Sun Editorial: Miller overreacts, Hogan benefits
February 9, 2015
We doubt Gov. Larry
Hogan intended to make Senate President Thomas V. Mike Miller's head explode
with his State of the State speech last week, but it might wind up working out
for him politically, if not for the people of the state substantively. The
governor's address was heavy on recycled bromides from his stump speech and not
equal to the occasion, but it looks downright statesmanlike in comparison to
the ensuing petulant overreaction from the Senate president and his loyal
lieutenants. Nonetheless, it may have given Democrats an excuse to kill
legislation they didn't like anyway.
On Friday, the Senate
delayed confirmation votes for the first five of Mr. Hogan's cabinet secretary
nominees to come before it, and senators were not at all subtle about the
connection between that decision and the State of the State speech. The
contrast with Mr. Miller's attitude on the opening day of the legislative
session, when he predicted before even holding any hearings that all of Mr.
Hogan's nominees would be confirmed, is not flattering. It suggests that the
Senate's role to advise and consent is a function of the Senate president's
mood and not the quality of the nominees… http://www.baltimoresun.com/news/opinion/editorial/bs-ed-hogan-miller-20150209-story.html
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Millennials Shying Away From Credit Cards? | Bankrate.com By Jean Chatzky
I found this fascinating... Millennials Shying Away From Credit Cards? | Bankrate.com By Jean Chatzky http://kevindayhoff.blogspot.com/2015/02/millennials-shying-away-from-credit.html
http://www.bankrate.com/finance/video/credit-debt/millennials-arent-using-credit-cards.aspx
Millennials Shying Away From Credit Cards? | Bankrate.com: "How many credit cards do millennials have in their wallets on average? One, three, five? Surprisingly, the answer is closer to none, according to a new Bankrate study of millennials and their money." Read more: http://www.bankrate.com/finance/video/credit-debt/millennials-arent-using-credit-cards.aspx
'via Blog this'
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Monday, February 09, 2015
Rob Lowe Burns President Obama for His Interviews with Youtube Stars and Twitter Roars in Approval
Rob Lowe Burns President Obama for His Interviews with
Youtube Stars and Twitter Roars in Approval
Labels: People
Netanyahu Ben, Politics, Politics
Democrats and Republicans, World
Middle East Israel, World
Middle East Israel Netanyahu
This is the president who won the Nobel Peace Prize and campaigned
that he was going to solve all the conflicts of the world by talking to anyone
and everyone…
Weeks later I am still laughing….
LOL On Jan. 22, 2015, Rob Lowe (@RobLowe) caused a Twitter
uproar when he asked: "Hold up. Is it true that a woman who eats cereal
out of a bathtub gets to meet with the President and the Prime Minister of
Israel does not?"
Oh my - this won't do. I'm sure Bibi does.not.care.Really -
Just saying...
Rob Lowe Burns President Obama for His Interviews with
Youtube Stars and Twitter Roars in Approval
BY MICHAEL HAUSAM
On the heels of the dust-up over the news that the President
will not be meeting with Israeli Prime Minister Benjamin Netanyahu when he
speaks to a joint session of Congress in March, actor Rob Lowe asked a very
pertinent question via Twitter…. http://www.ijreview.com/2015/01/238239-rob-lowe-weighs-white-house-snub-benjamin-netanyahu-twitter-loves/
Also see: Benjamin Netanyahu’s side strikes back
http://kevindayhoff.blogspot.com/2015/02/politico-benjamin-netanyahus-side.html
Now comes the backlash to the Bibi backlash.
By Edward-Isaac Dovere and Jake Sherman
2/6/15
Now comes the backlash to the Bibi backlash.
*****
Kevin Dayhoff Soundtrack: http://kevindayhoff.blogspot.com/ = http://www.kevindayhoff.net/ Kevin Dayhoff Art: http://kevindayhoffart.blogspot.com/ or http://kevindayhoffart.com/ = http://www.kevindayhoff.com/ Kevin Dayhoff Westminster: http://kevindayhoffwestgov-net.blogspot.com/ or http://www.westgov.net/ = www.kevindayhoff.org Twitter: https://twitter.com/kevindayhoff Twitpic: http://twitpic.com/photos/kevindayhoff Kevin Dayhoff's The New Bedford Herald: http://kbetrue.livejournal.com/ = www.newbedfordherald.net Explore Carroll: www.explorecarroll.com The Tentacle: www.thetentacle.com
Subscribe to:
Posts (Atom)